Welcome to The Select Partnership ~ Mortgage and Secured Loans Specialist.

The Select Partnership is one of the country’s leading mortgage and secured loan packagers, specialising in niche areas such as sub-prime, self-certification, buy-to-let and latterly, commercial markets. We also offer debt management and factoring services as part of our complete finance solutions service.

Our success has been driven by our ability to harness technology such as our bespoke on-line case tracking system, whilst still ensuring huge concentration is given to providing an excellent personal service. This continues to allow us to forge long-term relationships with intermediaries and lenders alike, based on trust, professionalism and delivery.

We are distinguished from our competitors in the highly skilled way our personnel assemble your clients’ mortgages and financial solutions. Every case is important to us. Our case managers are highly trained and are mostly recruited from within, having trained under an experienced member of staff.

In short, we provide the service others only talk about.

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All content © The Select Partnership 2007.
The Company: 2020 Homeloans Ltd T/A The Select Partnership, Registration No: 4094260.
We are Authorised and Regulated by the Financial Services Authority (FSA) Registration No: 306725
Your home may be repossessed if you do not keep up repayments on your mortgage.
This web site is intended for the use of professional introducers and intermediaries.
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Never has this market been so active. The Select Partnership offers the widest range of product and mortgage loans are available based on either a rental yield, income or purely on existing mortgage conduct.

Designed for those who cannot prove sufficient income such as the self -employed or derive income from sources not generally acceptable to lenders such as benefits, rent or investment income. The Select Partnership has access to an extensive range of product, even available to first time buyers and up to 95% loan to valuation.

This is a complex and specialised market dominated by the banks and specialist lenders on the one hand, and the non–conforming providers who charge usurious rates of interest on the other. The Select Partnership offers a facility that is simplicity itself. We provide a fast and efficient commercial service through lenders who understand commercial property and clients with doubtful credit histories and unsubstantiated proof of income at highly competitive rates and terms.

It is often assumed that mortgage facilities are not available to those with poor credit histories. The market is more than accommodating and will cater for most contingencies ranging from Missed Loan or Credit Card payments and Defaults to Mortgage Arrears, County Court Judgments, Individual Voluntary Arrangements and Discharged Bankruptcy. The Select Partnership can provide solutions across the board at rates and on terms that would not look excessive from a bank or building society. Self-certification is available in all cases.

Council tenants, exercising their rights to purchase their council properties are thwarted at times because of an inability to prove income and/ or rent arrears, or adverse credit.

Most of our lenders will provide funds for those who would prefer to retain their existing home to let out and purchase a new residential property. Products are available in all the varieties described above.

For clients who have been turned down for a remortgage or personal loan, or for whom changing mortgages might incur penalties or higher rates of interest because of adverse credit, we can provide secured loans as an alternative. Normally quick to arrange, secured loans provide a sound alternative to remortgaging and pay high remunerative procuration fees.

Bridging loans are usually seen as a temporary way to alleviate cash shortfalls when outlaying large amounts of money and waiting for other sources of finance. Short term bridging loans can provide invaluable help in cases of temporary cash shortfall and can be used for a number of reasons. A bridging loan is usually for a period of 3 and 6 months, however a longer term may be justified under certain circumstances.

Debt management can provide a financial solution for clients beleaguered with unsecured debt who may not be able to get a remortgage due to their financial circumstances. Instead of turning a client away, Select can negotiate the debt to secure enough equity and affordability to sustain a mortgage or to simply help manage the debt itself.

Factoring has become an increasingly important “must have” facility for any invoice-raising business to enhance their cash-flow systems.

Debtors are rarely in a hurry to pay and that can interrupt trading in all sorts of ways. Factoring allows businesses to enjoy up to 85% payment in advance secured against a debt ledger at much more favourable and flexible terms than a bank overdraft.