Privacy Notice

This version of our Privacy Notice was last updated on 27th June 2018.

 

The Select Partnership are committed to protecting your personal information. It is important that you read this Privacy Notice.

 

This document provides you with important information about the personal details we collect (your ‘personal data’), what we do with that information, who we share it with and why. It also explains your rights in respect of the personal information you have given.

Who we are

The Select Partnership is a trading name of 2020 Home Loans Limited (our Firm), is a Company Registered in England and Wales as a Limited Company.  Our Registration Number is 04094260 and our Registered Address is Riverside House, Brymau Three Estate, River Lane, Chester CH4 8RQ.

We provide advice on first and second charge mortgages and to carry out these activities, we must be authorised by the Financial Conduct Authority (FCA) and are subject to FCA regulation. Our FCA number is 306725.

We are registered as a ‘data controller’ by the Information Commissioner’s Office (ICO). This means we make decisions about what ‘personal data’ is required, how it is obtained and how it is processed.  Our ICO registration number is ZA240270.

How to Contact Us

If you have any questions about our Privacy Notice, or the personal information we collect or use, please contact;

Address:               Riverside House, Brymau Three Estate, River Lane, Chester CH4 8RQ

Email:                   Shaun.Vickery@theselectpartnership.co.uk

Tel:                       01244 674411

You should also contact us as soon as possible if you become aware of any unauthorised disclosure of your ‘Personal Data’, so that we may investigate and fulfil our own regulatory obligations.

Information we collect

‘Personal Data’ is any information about a person which can, directly or indirectly, identify that person. Your ‘Personal Data’ includes:

  • Information about who you are
  • Information connected to the service from us
  • Information about your contact with us, including records of correspondence

Your ‘Personal Data’ may also include data which is defined as being more sensitive such as your physical or mental health, racial or ethnic group or sexual orientation. This is called ‘Special Category Data’ and we will request your explicit consent before processing this data.

In the context of providing you with our services, ‘Personal Data’ may include your:

  • Title, full name, date of birth, gender, permanent residential address and previous address (if you lived there for less than three years), nationality, civil/marital status, contact details (including telephone number and email address)
  • Supporting documents that are necessary to verify your identity for example Passport details, driving licence and utility bills, the outcome of any searches or other anti-money laundering due diligence
  • Employment and remuneration information, (including employment status, occupation, employer name and address, job title, salary/bonus schemes, overtime, benefit entitlements, National Insurance number), and your employment history
  • Bank account details, tax and residency information, loans and credit commitments, personal credit history, sources and levels of income and expenditure, sources of wealth, family circumstances and details of dependents
  • Health status and history and details of treatment and prognosis
  • Any pre-existing mortgage and loans/debts and the terms and conditions relating to these
  • All communications we have with you (to or from you), including telephone calls, email, post or otherwise

In the course of providing our service to you, you may provide us with the personal data of other individuals for example your spouse, civil partner, children/dependents or parents. To ensure we provide you with suitable advice, it is important we fully understand your personal and financial circumstances which may include personal data (including Special Category Data) from individuals who are financially dependent/financially interdependent.

If you provide this to us, you are responsible for ensuring that you are entitled to provide this information and have informed those individuals of who we are, how we collect, use and process personal data as detailed in this Privacy Notice. Information provided by you in respect of other individuals will only be used for the reason you have given it.

How we use your Personal Data

We will only collect and use your ‘Personal Data’ where it is necessary, fair and lawful to do so. We must have a valid lawful basis to process personal data as shown below.

We will only collect and use your information:

  • To Fulfil Contractual Obligations – It is necessary to meet our contractual obligations to you or if you ask us to do something before entering into a contract.  Our contract with you does not have to be a formal, signed document. When we speak with you about your requirements, we do so on the basis that both parties are entering into a contract for the supply of services.

For example, providing you with mortgage advice, arranging mortgages for you, obtaining information from third parties and meeting our service commitments to you.

  • To Comply with Legal Obligations – It is necessary to meet our common law/statutory (including regulatory) obligations.

For example, for the detection and prevention of crime, where we are required to do so by our regulators including the FCA (such as obtaining relevant data on your personal and financial circumstances to enable us to provide suitable and informed advice) and the ICO or HMRC or for wider compliance with any legal or regulatory obligation to which we might be subject

  • To Meet Legitimate Interests â€