Legal Information

Website Terms of Use

The information set out below (“Terms of Use”) governs your use of the website www.theselectpartnership.co.uk (referred to below as the “Site”), your relationship with 2020 Home Loans Ltd T/A The Select Partnership (the “Firm”, “we”, or “us”), and to any correspondence by e-mail between us and you. Please read the Terms of Use carefully as they affect your rights and liabilities under the law. If you do not agree to the Terms of Use, please do not use the Site.

Information about us

The Site is operated by the Firm. The Firm is a company registered in England and Wales. Its registered number is 4094260 and its registered office is The Select Partnership, Riverside House, Brymau Three Estate, River Lane, Chester CH4 8RQ. The Select Partnership is a trading name of 2020 Home Loans Limited and is authorised and regulated by the Financial Conduct Authority. Registration number 4094260. Vat No. 167 6413 89. This Firms FCA reference number can be checked at www.fca.org.uk by navigating to the Financial Services Register or by calling the FCA on 0800 111 6768.

Site use and access

The Site is provided to you for your personal use subject to these Terms of Use. By using the Site you agree to be bound by these Terms of Use. References to these Terms of Use include the Privacy Policy.

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw any service we provide on the Site. We will not be liable if for any reason the Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or the entire Site.

When using the Site you must comply with the provisions in these Terms of Use and our Privacy Policy.

Amendments & Information

We may update these Terms of Use from time to time for legal or regulatory reasons or to allow the proper operation of the Site. If you continue to use the Site after the date on which the change comes into effect, your use of the Site indicates your agreement to be bound by the new Terms of Use.

Any of the material on the Site may be out of date and/or contain inaccuracies at any given time, and we are under no obligation to update such material.

Due to the nature of the Internet, we offer no guarantees, warranties or make any representation that this Site will be error free.

Intellectual property

All copyright and other rights (including database rights, trademarks (whether registered or unregistered) and all other intellectual property rights) in and to the Websites and their contents (which for the avoidance of doubt shall include all information contained in or available from the Websites (“the Contents”)) are owned by or licensed to The Firm or are otherwise used by The Firm as permitted under applicable laws. Unless The Firm explicitly states otherwise in writing, you may use, view, download, copy or print textual or graphic content of the Websites provided that it is solely used by you for the purpose of enquiring about the services provided by The Firm and provided that you do not change or delete any copyright, trademark or other proprietary notices on such content. Under no circumstances may you use any Content in a manner that may give a false or misleading impression of The Firm.

You agree not to copy, reproduce, store in any medium (including in any other websites), distribute, transmit, modify, alter, disseminate, create derivative works from all or any part of any of the Websites or edit any part of any of the Websites other than as permitted above without obtaining The Firm’s prior written consent.

Your use of the Site

You may not use the Site for any of the following purposes:

  • disseminating any unlawful, harassing, libellous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material or otherwise breaching any laws;
  • transmitting material that encourages conduct that constitutes a criminal offence, or otherwise breaches any applicable laws, regulations or code of practice;
  • interfering with any other person’s use or enjoyment of the Site; or
  • making, transmitting or storing electronic copies of materials protected by copyright without the permission of the owner.

You will be responsible for our losses and costs resulting from your breach of this clause.

Availability of the Site

Although we aim to offer you the best service possible, we make no promise that the services at the Site will meet your requirements. We cannot guarantee that the services will be fault-free. If a fault occurs with the Site you should report it to us and we will attempt to correct the fault as soon as we reasonably can.

Your access to the Site may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. We will attempt to restore the service as soon as we reasonably can.

The Firm’s liability

The Website and the Contents are provided for general information purposes only and whilst The Firm have taken every care in the preparation of the Website and the Contents, the Firm cannot guarantee that the Contents will be completely up to date and free of mistakes. To the extent permitted by applicable law the Firm makes no warranties, representations and/or undertakings (express or implied) in respect of the Website and the Content (including the accuracy, reliability, suitability, quality, availability or completeness thereof). The Firm excludes all liability (other than for death or personal injury caused by its negligence) in relation to the Website and the Contents, whether such liability arises in contract, tort, negligence, breach of statutory duty or otherwise (including, without limitation, liability in respect of any losses, damages, costs or expenses of any nature whatsoever incurred or suffered by you of an indirect or consequential nature, such as loss of profits, data, business or goodwill). The Firm makes no claims or representations that any or all of the Contents may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the Contents and these Website are directed solely at consumers and/or businesses that access these Website from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Website from outside England or Wales, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Third Party Websites & Linking

As a convenience to users, the Site may include links to other websites or material, which are beyond the Firm’s control. Please understand that the Firm is not responsible for content on any site outside the Site and accepts no responsibility for them or for any loss or damage that may arise from your use of them. Please read the terms of use of other websites. Please also understand that a link to another website from this Site does not mean that we endorse the content, use, products and services of the other website.

The Site must not be framed on any other site, nor may you create a link to any part of the Site.

If you wish to make use of any material on the Site, please contact us.

Information and Processing your Information

We process information about you in accordance with our Privacy Policy. By using the Site, you consent to such processing and you warrant that all data provided by you in respect of such information is accurate.

Other than personally identifiable information, which is covered under our Privacy Policy, any other information you transmit or post to the Site shall be considered non-confidential and non-proprietary. The Firm and its subsidiary companies shall have no obligations with respect to such material and/or information. The Firm and its subsidiary companies shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial and non-commercial purposes.

Information and downloads on this Site are provided on an “as is” basis without warranty of any kind, either express or implied including, but not limited to, the implied warranties of satisfactory quality, fitness for a particular purpose or non infringement. All such warranties are excluded to the fullest extent permitted by law.

Information and downloads on this Site may be incomplete, out of date or inaccurate and may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Advertisers may make improvements and/or changes in the details provided at any time without notice. It is therefore essential that you verify all such information with us or any third party advertisers before taking any action in reliance upon it.

Viruses, Hacking and other Offences

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Applicable Law

These Terms of Use will be subject to the laws of England and Wales. We will try to solve any disagreements quickly and efficiently. If you are not happy with the way we deal with any disagreement and you want to take court proceedings, you must do so within England and Wales.

International Use

The Firm makes no promise that materials on the Site are appropriate or available for use in locations outside the United Kingdom, and accessing the Site from territories where its contents are illegal or unlawful is prohibited. If you choose to access this site from locations outside the United Kingdom, you do so on your own initiative and are responsible for compliance with local laws.

Miscellaneous

You may not transfer any of your rights under these Terms of Use to any other person. The Firm may transfer its rights under these Terms of Use to another business where the Firm reasonably believes your rights will not be affected.

If you breach these Terms of Use and the Firm chooses to ignore this, the Firm will still be entitled to use its rights and remedies at a later date or in any other situation where you breach the Terms of Use.

The Firm shall not be responsible for any breach of these Terms of Use caused by circumstances beyond its reasonable control.