A bridging loan is a short term loan secured on property by way of either a first or second mortgage. Bridging loans are usually seen as a temporary way to ‘bridge’ cash shortfalls when waiting for other finance to come through.

Commercial Mortgages enable businesses to purchase property to start or expand a business. They can be used to purchase almost any type of commercial property for example an office, hotel, shop, industrial unit or pub.

As you may have experienced, debtors are rarely in a hurry to pay and that can interrupt trading in all sorts of ways. Factoring allows businesses to enjoy payment in advance secured against a debt ledger, often at much more favourable and flexible terms than a bank overdraft.