One of the main reasons to remortgage is to get a better rate (especially if you had an introductory deal which has ended and you are about to revert to an uncompetitive standard variable rate). 

Many people are also looking to borrow additional money to fund home improvements or for any other reasonable purpose.

A secured loan is simply a loan where a property is used as security, similar to a mortgage. They are often referred to as a second charge or a second mortgage. The amount of loan available will vary according to the borrower’s circumstances, the value of the property and the individual’s ability to repay the loan.

Buy-to-Let mortgages are designed to allow you to purchase property for investment purposes. The property is normally rented out and the income from rent will usually cover the cost of the buy-to-let mortgage payments. Many people just own one or two buy-to-let properties, others might own a complete portfolios.

Please note that Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

For many people buying their council house will be their first house purchase and very often, particularly if they have lived in the property for a long time, the council will offer a significant discount on the purchase price.

Commercial Mortgages enable businesses to purchase property to start or expand a business. They can be used to purchase almost any type of commercial property for example an office, hotel, shop, industrial unit or pub. We have access to Commercial Advisers who can provide specialist advice on this area of the market.

Please note that Commercial mortgages are not regulated by the Financial Conduct Authority.